Private Medical Insurance provides cover for medical expenses incurred for short-term, acute medical conditions. These policies can offer different levels of cover from budget to comprehensive.
Private Medical Insurance Explained
- Budget option covering for mainly in-patient treatment
- Mid-range policies can include limited consultations or up to a monetary amount set out at the inception of the policy. These can also include diagnostic tests, investigations, treatment, surgery, and cancer cover.
- Comprehensive cover provides a high level of insurance, including full cancer treatment and optional psychiatric cover.
Private Medical Insurance is not a complete substitute for the National Health Service (NHS), it is designed to work in tandem to provide you with peace of mind.
Covered, eligible medical conditions may obtain faster, expert treatment in more comfortable surroundings.
Providers will have different hospitals they cover according to the scale of hospital you choose, including national and London upgrades.
What Medic Healthcare Can Do For You
We carry out an in depth market review for the purpose of tailoring private medical insurance policies designed to fit your personal needs, whether it’s a new policy, current or renewal.
This is done by completing a benefit comparison against alternative providers, taking into account any exclusions, excesses, medical history, current hospital lists and your underwriting style.